Which scheme introduced by the Bihar government focuses on providing health insurance to the rural population?

Question

Question

This question was previously asked in

Bihar Police Constable Memory Based Paper (Held On: 16 July 2025)

Answer 1

The correct answer is Jeevika Health Insurance Scheme.

Key Points

The Jeevika Health Insurance Scheme is an initiative by the Bihar government aimed at providing health insurance coverage to rural households.
It primarily focuses on families associated with self-help groups (SHGs) under the Jeevika program.
The scheme offers financial assistance for healthcare expenses, ensuring access to quality medical services for economically weaker sections.
It is part of the Bihar Rural Livelihoods Promotion Society (BRLPS) initiative, which aims to reduce healthcare-related financial burdens on rural communities.
This scheme is an important step towards improving healthcare accessibility in rural Bihar, aligning with state-level efforts to support marginalized populations.

Additional Information

Bihar Rural Livelihoods Promotion Society (BRLPS):
- BRLPS is an autonomous body under the Bihar government, implementing the Jeevika program to promote sustainable livelihoods.
- It works to empower rural communities through self-help groups and various socio-economic initiatives.
- The Jeevika Health Insurance Scheme is one of its key healthcare-focused efforts.
Self-Help Groups (SHGs):
- SHGs are small voluntary associations of people, often women, formed to address economic and social challenges collectively.
- Under the Jeevika program, SHGs play a critical role in accessing health insurance benefits for their members.
Health Insurance in India:
- Health insurance schemes like Ayushman Bharat aim to provide financial protection against medical expenses.
- State-level schemes, such as Jeevika, complement national programs by addressing specific local needs.
Challenges in Rural Healthcare:
- Lack of access to quality medical facilities and financial barriers are key challenges in rural India.
- Schemes like Jeevika address these issues by reducing the economic burden and improving healthcare accessibility.