SBI Clerk Salary 2025, Salary Structure, In hand Salary, Job Profile, Salary After 5 Years

SBI Clerk Salary 2025 is one of the first considered by all the aspirants planning to appear for SBI Clerk 2025 exam. State Bank of India offers attractive salary from the start. For those aiming to join the banking sector, understanding the SBI Clerk salary 2025 can provide strong motivation. With a starting basic pay of ₹26,730 (including two advance increments for graduates), the total in-hand salary after deductions comes to around ₹42,327 per month. The gross salary, before deductions, is approximately ₹46,000, thanks to the various allowances that add to the overall pay. The salary structure is well-defined and increases steadily over time. With the 12th Bipartite Settlement in effect, candidates can also expect a noticeable boost in SBI Clerk 2025 pay and benefits in the coming years. On this page, you’ll also find the updated salary slip and details about the job profile to help you get a complete picture of what to expect if you apply for SBI Clerk 2025 recruitment. 

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SBI Clerk Salary Structure 2025

In addition to various increments, the starting salary of an SBI Clerk in India is INR 19,900 (INR 17,900 for graduates as per the, with two additional increments). The SBI Clerk Salary Structure 2025 includes several components, and the full details are provided below.

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SBI Clerk Pay Scale 2025

The SBI Clerk Pay Scale 2025 starts at INR 26,730, which includes a basic pay of INR 24,050 plus two advance increments for graduates. In addition to the basic pay, SBI Clerks receive allowances like DA, HRA, and other benefits, bringing the total monthly salary to around INR 46,000. This salary structure offers financial stability and additional perks, making it an attractive position for candidates.

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SBI Clerk In hand Salary 2025

The SBI Clerk In-hand Salary 2025 is approximately INR 46,000 per month. This includes the basic pay along with allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits. The exact in-hand amount may vary depending on the city of posting and applicable deductions. This competitive salary makes the SBI Clerk role attractive for aspiring candidates.

SBI Clerk Salary Slip 2025

The State Bank of India clerk employees will get a SBI Clerk Salary Slip which can be used for many purposes. The employee must keep SBI Clerk Salary Slip carefully as it can be used for income tax work, loan approval, switching employment, investment purpose. 

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SBI Clerk Salary After 5 Years

Wondering how much you can earn as an SBI Clerk after five years on the job? The good news is that the salary sees a steady rise thanks to regular increments and growing allowances. Starting with a basic pay of ₹26,730, SBI Clerks receive timely pay hikes that significantly boost their earnings. After five years of service, the basic salary increases to around ₹31,370. Along with the rise in basic pay, the allowances such as DA, HRA, and others also go up, making the gross salary reach nearly ₹53,985. After standard deductions like PF, professional tax, and others, the in-hand salary settles at an impressive ₹49,674 approximately. This steady financial growth, combined with job security and other perks, makes the SBI Clerk role a rewarding long-term career choice for many aspirants.

SBI Clerk Job Profile 2025

The major role of an SBI Clerk includes front desk jobs as well as customer handling operations. The Junior Associates will be trained, so that they can manage the inquiries of the customers, solve the withdrawal-related queries, manage the receipts, etc. Check out the information mentioned below to know more about the SBI Clerk job profile:

• SBI Clerk works included assisting in the creation of interoffice memos and emails.
• The SBI Clerk Job Profile includes reconciling the department's budget and producing reports.
• Perform general office tasks such as faxing, filing, copying, and scanning.
• Maintaining the filing system in the office and retrieving material from files as needed will be the role of SBI Clerk employees. 
• Complete the necessary paperwork to pay vendor invoices.

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SBI Clerk Perks and Allowances 2025

The perks of being an SBI Clerk comes with tons of graces. It ain’t only limited to the SBI Clerk basic pay scale but has ample SBI Clerk benefits and allowances 2025 facilities. The major SBI Clerk perks and benefits are as follows. 

1. Dearness Allowances 
2. Medical Insurance 
3. House Rent Allowances 
4. Transport 
5. City Allowances 
6. Furniture costs 
7. Primary necessities: Cleansing issues, petrol, newspaper etc. 

After clearing the SBI Clerk examination, the clerk enjoys the following perks:

• Stability
• Financial Security
• Pension under New Pension Scheme(NPS)
• Medical Insurance
• Provident Fund

Allowances vary from place of posting. The employees are provided with a provident fund, pension under New Pension Scheme, Medical, Leave fare and other facilities.

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SBI Clerk Promotion

The State Bank Of India employee is entitled to get a promotion. Moreover, the applicants must fulfill the basic requirements to get SBI Clerk Promotion. The SBI Promotion can be of two different types. 

In Cadre Promotions for SBI Clerk 

The candidates must go through the below-mentioned pointers to know the In Cadre Promotions that a Clerk who gets appointed in the State Bank of India (SBI) can expect.

• After ten years of service, any applicant might be promoted to Senior Assistant and get a special stipend of INR 18000.
• Candidates who have served for 20 years will be elevated to the position of Special Assistant and will receive a special allowance of INR 25,000, which will be considered DRA and HRA.
• Any candidate who is in service for the last 30 years, will get a promotion to the post of Special Senior Assistant with an allowance of INR 35000, being considered for HRA and DRA. 

Promotion to Trainee Officer 

After passing an interview and written test, a candidate who has worked as a Clerk for 30 years can be promoted to Trainee Officer.

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After serving six years under fast track promotion or twelve years under normal track promotion, the candidate can get promotion to Junior Scale Officer Grade 1, after clearing the written test and interview. 

This was the overall overview of the SBI Clerk Salary and Job Profile. Keep following our website to get all the updates related to the SBI Clerk exam 2025. You can download our app from Testbook Google play store and have access to great facilities like mock tests, quizzes, expert advice, live classes and much more!