MUDRA is a financial institution set up by the Government of India for the development and refinancing of micro unit enterprises. The full form of MUDRA is: 

This question was previously asked in
SSC CGL 2023 Tier-I Official Paper (Held On: 14 Jul 2023 Shift 3)
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  1. Micro Urban Development & Refinance Agency
  2. Micro Units Development & Refinance Agency
  3. Micro Finance Usage Development & Refinance Agent
  4. Medium Units Development & Refinance Agency

Answer (Detailed Solution Below)

Option 2 : Micro Units Development & Refinance Agency
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Detailed Solution

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The correct answer is Micro Units Development & Refinance Agency.Key Points

  • MUDRA stands for Micro Units Development & Refinance Agency.
  • It is a financial institution that was set up by the Government of India to provide financial assistance to micro unit enterprises.
  • The main objective of MUDRA is to promote entrepreneurship and generate employment opportunities in the country by providing access to credit for small businesses.
  • MUDRA offers loans of up to Rs. 10 lakhs to micro and small enterprises under three categories - Shishu, Kishor, and Tarun.
  • The loans provided by MUDRA are collateral-free and can be availed by both new and existing businesses.

Additional Information

  • The other options mentioned in the question are not the correct full form of MUDRA.
  • Option 1 (Micro Urban Development & Refinance Agency) and Option 4 (Medium Units Development & Refinance Agency) are incorrect as MUDRA focuses on micro and small enterprises only.
  • Option 3 (Micro Finance Usage Development & Refinance Agent) is also incorrect as it does not represent the full form of MUDRA.
  • Hence, the correct answer is option 2.
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